Home insurance

Do I need home insurance for my council home?

You do not need buildings insurance for your council home, as we insure the building as the owner, however, we strongly advise all our tenants to take out home contents insurance which is appropriate to their needs.

If you do not have contents insurance and you have a flood, fire or burglary for example, you will be responsible for meeting the cost of replacing all your belongings and furnishings.

We have negotiated a voluntary home contents insurance policy for our tenants which is available direct from RSA (Royal&SunAlliance). There are, of course, many other companies offering home contents insurance and you are free to make your own arrangements to insure the contents of your home. 

The following PDF is a policy information and application form, it can be downloaded and completed and sent to the address on the form.

Council home contents insurance application form (pdf 1.2mb)

Council home contents insurance product information (pdf 67kb)

If you have any queries with regard to the policy please contact RSA direct on 08456 718172.

Can I get home contents insurance for my council home through the council?

We have negotiated a home contents insurance scheme called ‘simple insurance’ with RSA (Royal&SunAlliance) insurance plc, one of the UK’s leading insurers. Our tenants now have the chance to insure the contents of their homes in an easy and affordable way.

Working with us, RSA has produced a home contents policy specially designed for our tenants. It’s simple and value for money, with premiums payable weekly, monthly or annually.

This is a voluntary scheme which is designed to meet the needs of our tenants, however, there are, of course, many other companies offering home contents insurance and you are free to make your own arrangements to insure the contents of your home.

If you would like more information or to apply for the policy please download the following PDF.

If you decide to apply you should return the form directly to RSA, as they administer the policy.

Council home contents insurance application form (pdf 1.2mb)

Council home contents insurance product information (pdf 67kb)

Alternatively, you can telephone RSA on 08456 718172 and ask to speak to 'household operations', advising that you are an East Riding of Yorkshire Council tenant.